Your bank never asks you to "confirm" your account!
Getting Rid of "Spam", a Spam Primer by Randy Cassingham The basics of spam, how they got your address in the first place, and what to do now.
Cassingham also publishes This is True and The Stella Awards . (The name "Stella Award" has been applied to any wild, outrageous, or ridiculous lawsuits -- including bogus cases )